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History of W Insurance

W Insurance continues to grow and serve its members in the United States, guided by the same values instilled in the company since it first started in Canada in 1896.

Our operating philosophy is simple, we maintain advertising and expense levels well below industry averages which allow us to pass these cost savings to our members in the form of lower insurance rates. We offer auto and property insurance policies directly to consumers.

1896

Founded in Wawanesa, Manitoba, Canada

Our roots trace back to 1896, where The Wawanesa Mutual Insurance Company, was created by and for farmers.

1975

Auto Insurance in California

We began offering auto insurance in California as Wawanesa General Insurance and established an office in San Diego, California.

1985

We protected more than 25 thousand households with auto policies.

1988

We expanded our insurance products by offering homeowners insurance in California.

1991

We expanded our insurance product offering in California by adding condo insurance and insuring more than 50 thousand total policies.

1996

We continue to grow by insuring 100 thousand policies in California.

2006

We continue to grow and insure more than 250 thousand policies.

2012 - 2015

#1 In Customer Satisfaction

We were ranked highest in customer satisfaction among auto insurers in California. The award recognized our continued goal of delivering superior customer care and outstanding value directly to consumers in California.

2013

We continue to expand our insurance product offering by adding renters insurance in the state of California.

2016

Presented with 2016 Employer of the Year Award

The San Diego Chapter of the Chartered Property and Casualty Underwriters Society honored Wawanesa with the 2016 Employer of the Year Award. This annual award recognizes a local insurance company for the jobs it creates in the local economy and the value it places on continuing employee education.

Strong Presence in California

We continue to grow in California and insure more than 300 thousand policies.

2017

An Impact to the Communities We Live & Work

We began our annual fundraising campaign to support United Way local charities. As an auto and property insurance provider we always want to be there for people when they need us most and our partnership with United Way agencies allows us to have a greater impact on the communities we live and work in. Learn more about our community impact program.

2020 - 2023

#1 In Customer Satisfaction

We earned the Highest in Customer Satisfaction Among Auto Insurers in California. We were honored to receive this recognition for our continued dedication in providing great value and superior service to our members.

2021

Partnership with California Coast Credit Union

We partnered with California Coast Credit Union to offer additional savings for credit union members who choose us for their auto insurance. This program is open to anyone living or working in San Diego or Riverside Counties.

LEED Gold Certification

The corporate office building in San Diego was awarded LEED Gold Certification. This certifies that we have taken extra measures in the building to help reduce energy, water, and carbon emissions. Allowing us to continue our focus on sustainability and creating resilient communities.

Leadership in Energy and Environmental Design: Gold

2024

Claims Fleet Vehicles Go Hybrid

Climate change is a priority issue affecting our communities and the insurance industry. That is why we transitioned all our claims fleet vehicles to be hybrid. With this change we can do more to respond to climate change and help create climate resilient communities.

2024

Auto Club of Southern California (AAA)

We became part of the Automobile Club of Southern California family. Sharing similar values, Wawanesa Insurance is committed to delivering superior service to our members, offering competitive pricing, and actively supporting our communities. Learn more about our company.

2026

W Insurance Company

We changed our name from Wawanesa Insurance to W Insurance. Our new name reflects a simpler way to represent the same company, the same people serving our members, and the same commitment to protecting what matters most to our members.